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Check processing is the name some folks use to describe the process banks use to record your checks, remove the funds from your accounts and transfer them to the accounts of the people or businesses you wrote your checks to. After that happened you used to recieve the canceled checks back with your next statement. Check processing under the new "Check 21 Act" is now handled differently. The big difference is that speed of processing has increased significantly making the "float" time some people routinely used to take advantage of banks a very dicey proposition - unless you enjoy paying bank fees for bouncing checks or overdrawn accounts. Another big difference in check processing under "the Check 21 Act" is that banks no longer are required to return your cancelled checks with your statement. Instead, they now scan your cancelled checks and return with your statement only pages of smaller sized prints of your scanned checks on 8 1/2" x 11" sheets of paper. What's missing however is the back of your check which can be very telling if the wrong person or business cashed it either in error or for fraudulent purposes.

top stub personal check news:

Back In The Hometown
News report: Your money is not going to be any good anymore at the New York City subway.

Wall Street's Best Hidden Stocks
When asked for the secret of his success, baseball player Wee Willie Keeler replied, "Hit 'em where they ain't." What worked for Willie at the plate applies equally well in investing.A Seeking stocks that others ignore, shun, or simply forget gives individual investors like you an edge over the professionals .

Out with Sara: Where can you go after ArtsFest?
Butterflies on display in a booth during Artsfest in Riverfront Park in Harrisburg last year.

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